PointsSnobFor You

Compare

Two programs enter. One earns your points.

The match-ups travelers lose sleep over, settled with the facts that actually decide them — and a verdict that says when each side wins.

Cards & Currencies

Chase vs Amex

The two most valuable flexible currencies, and where each pulls ahead.

Standout partner
ChaseWorld of Hyatt (1:1)
AmexANA, Aeroplan, Virgin
Transfer bonuses
ChaseRare
AmexFrequent
Hotel value
ChaseHyatt is a killer app
AmexWeaker hotel transfers
Airline breadth
ChaseSolid, focused
AmexBroadest list

The Verdict

Chase for Hyatt and United; Amex for airline breadth and bonus-chasing. Most serious travelers hold both.

Chase Ultimate RewardsAmex Membership Rewards

Airlines

Virgin vs Flying Blue

Two transferable-from-everywhere programs with very different sweet spots.

Signature redemption
VirginANA First to Tokyo
Flying BluePromo Rewards to Europe
Award pricing
VirginZone-based chart
Flying BlueDynamic + monthly promos
Fuel surcharges
VirginHigh on some partners
Flying BlueVaries by route
Transfers from
VirginAmex, Chase, Citi, Cap One, Bilt
Flying BlueAmex, Chase, Citi, Cap One, Bilt

The Verdict

Virgin for the ANA first-class unicorn; Flying Blue for flexible, frequently-discounted business class to Europe.

Virgin Atlantic Flying ClubAir France/KLM Flying Blue