The Chase ecosystem
One currency, two killer apps: World of Hyatt for outsized hotel value and United for straightforward Star Alliance space — both at 1:1.
Last reviewed Jul 12, 2026
The Map
Hub currency: Chase Ultimate Rewards. Everything it reaches, rendered from the program records:
| Transfer from | Into | Ratio |
|---|---|---|
| Chase Ultimate Rewards | United MileagePlus | 1:1 |
| Chase Ultimate Rewards | Air Canada Aeroplan | Not verified |
| Chase Ultimate Rewards | British Airways Executive Club | Not verified |
| Chase Ultimate Rewards | Virgin Atlantic Flying Club | Not verified |
| Chase Ultimate Rewards | Air France/KLM Flying Blue | Not verified |
| Chase Ultimate Rewards | Marriott Bonvoy | Not verified |
| Chase Ultimate Rewards | World of Hyatt | 1:1 |
| Chase Ultimate Rewards | IHG One Rewards | Not verified |
Ratio: 1:1
Ratio: Not verified
Ratio: Not verified
Ratio: Not verified
Ratio: Not verified
Ratio: Not verified
Ratio: 1:1
Ratio: Not verified
Ratios shown are those stated on the site; “Not verified” means we haven't sourced that ratio yet.
The Arbitrage
Where the entry door changes the price. Each play links to its Sweet Spot card where one exists.
World of Hyatt — the killer app
- The setup
- Chase transfers to World of Hyatt at 1:1 — the last major hotel program with a published award chart, and the reason serious travelers keep Chase points.
- The numbers
- Park Hyatt Tokyo and Vendôme-tier stays run 35,000–45,000 points a night against $1,200+ cash — about 2.7–3.4¢ per point.
- The door to use
- World of Hyatt (1:1 from Chase).
United at 1:1
- The setup
- Chase feeds United MileagePlus at 1:1 — the simplest route to Star Alliance space, with no fuel surcharges on any partner.
- The numbers
- United prices its own metal dynamically, so value tracks the route; the win is surcharge-free partner space at a straight 1:1 from Chase.
- The door to use
- United MileagePlus (1:1 from Chase).
ANA First, also reachable from Chase
- The setup
- Chase reaches Virgin Atlantic too — the same side door to ANA first class that anchors the Star Alliance playbook.
- The numbers
- ≈120,000 points round-trip against $18,000+ — roughly 15¢ per point.
- The door to use
- Virgin Atlantic Flying Club (confirm the Chase→Virgin ratio in the Transfer Explorer before moving points).
The Earning Angle
EditorialChase Ultimate Rewards is the currency here, and its two 1:1 anchors — Hyatt and United — are what no other bank currency matches. Bilt is the quiet second source: it also reaches Hyatt and United at 1:1, so a Bilt-and-Chase household doubles its earning into the same two killer apps.
The Routing Tricks
United's Excursionist Perk (reachable at 1:1)
Because Chase feeds United at 1:1, Chase points inherit United's Excursionist Perk: one extra one-way segment free inside a round-trip award. (Exact region-eligibility rules noted for verification.)
What Breaks It
The changes that would kill each play — cross-linked to Devaluation Watch and current News so this playbook stays honest.
United's award pricing changes arrive August 1
The August 1 changes chip at the value of Chase's United anchor as more of United's own metal moves to dynamic pricing.
Hyatt's annual category changes are live
Category changes can push a Park Hyatt above its old chart cell — the killer app's one recurring risk. Re-check the category before you transfer.