Citi ThankYou
Citi ThankYou is a card-linked rewards ecosystem whose transfer and redemption capabilities depend on the eligible Citi product attached to the points account.
ThankYou-earning cards may share or combine points under program rules; Citi's airline, Costco, and other portfolios earn separate currencies or cash rewards.
The owner, currency, and rules of entry. Administrative essentials, mercifully without the brochure.
- Parent organization
- Citibank, N.A.
- Program currency
- ThankYou Points
- Program status
- Active
- Primary market
- United States
- Enrollment eligibility
- Participation requires an eligible issuer product or account under the current program terms.
- Enrollment cost
- No separate program enrollment fee; card and account fees remain product-specific.
- Official program links
- Homepage ↗Program terms ↗
- Last updated
- Aug 7, 2026
A bank may issue the plastic, but the currency still decides what you actually own. Cards are grouped by purpose, partner, and audience—with no points casually reassigned by typography.
Card portfolio
Airline cards
American Airlines AAdvantage
Personal
American Airlines AAdvantage MileUp Card
Mastercard · Open
- Earns
- AAdvantage miles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 0
Citi / AAdvantage Platinum Select World Elite Mastercard
Mastercard · Open
- Earns
- AAdvantage miles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 99
Citi / AAdvantage Executive World Elite Mastercard
Mastercard · Open
- Earns
- AAdvantage miles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 595
Business
Citi / AAdvantage Business World Elite Mastercard
Mastercard · Open
- Earns
- AAdvantage miles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 99
Travel cards
Personal
Citi Strata Card
Mastercard · Open
- Earns
- ThankYou Points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 0
Citi Strata Premier Card
Mastercard · Open
- Earns
- ThankYou Points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 95
Citi Strata Elite Card
Mastercard · Open
- Earns
- ThankYou Points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 595
Cash back cards
Personal
Citi Rewards+ Card
Mastercard · Open
- Earns
- ThankYou Points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 0
Citi Custom Cash Card
Mastercard · Open
- Earns
- ThankYou Points
- Program relationship
- Cash rewards may be combined with an eligible points account under the issuer's current rules.
- Annual fee
- USD 0
Citi Double Cash Card
Mastercard · Open
- Earns
- ThankYou Points
- Program relationship
- Cash rewards may be combined with an eligible points account under the issuer's current rules.
- Annual fee
- USD 0
Shopping & other cards
AT&T
Personal
AT&T Points Plus Card from Citi
Mastercard · Open
- Earns
- ThankYou Points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 0
Costco
Personal
Costco Anywhere Visa Card by Citi
Visa · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Business
Costco Anywhere Visa Business Card by Citi
Visa · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Shop Your Way
Personal
Shop Your Way Mastercard
Mastercard · Open
- Earns
- Shop Your Way points
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
The headline rate is only half the story. What counts—and what quietly does not—is where the arithmetic gets interesting.
Airline cards
American Airlines AAdvantage
Personal
American Airlines AAdvantage MileUp Card
Mastercard · Open
General eligible purchases
1 AAdvantage mile per 1 USD
General eligible purchases
Citi / AAdvantage Platinum Select World Elite Mastercard
Mastercard · Open
General eligible purchases
1 AAdvantage mile per 1 USD
General eligible purchases
Citi / AAdvantage Executive World Elite Mastercard
Mastercard · Open
General eligible purchases
1 AAdvantage mile per 1 USD
General eligible purchases
Business
Citi / AAdvantage Business World Elite Mastercard
Mastercard · Open
General eligible purchases
1 AAdvantage mile per 1 USD
General eligible purchases
Travel cards
Personal
Citi Strata Card
Mastercard · Open
General eligible purchases
1 ThankYou point per 1 USD
General eligible purchases
Citi Strata Premier Card
Mastercard · Open
Citi Travel hotels, car rentals, and attractions
10 ThankYou Points per 1 USD
Eligible hotel, car-rental, and attraction bookings
Book through: cititravel.com
Air travel and other hotel purchases
3 ThankYou Points per 1 USD
Eligible air-travel and hotel purchases outside the 10-point portal category
Restaurants
3 ThankYou Points per 1 USD
Eligible restaurant purchases
Supermarkets
3 ThankYou Points per 1 USD
Eligible supermarket purchases
Gas and EV charging
3 ThankYou Points per 1 USD
Eligible gas-station and EV-charging purchases
All other eligible purchases
1 ThankYou point per 1 USD
All other eligible purchases
Citi Strata Elite Card
Mastercard · Open
General eligible purchases
1 ThankYou point per 1 USD
General eligible purchases
Cash back cards
Personal
Citi Rewards+ Card
Mastercard · Open
General eligible purchases
1 ThankYou point per 1 USD
General eligible purchases
Citi Custom Cash Card
Mastercard · Open
General eligible purchases
1 ThankYou point per 1 USD
General eligible purchases
Citi Double Cash Card
Mastercard · Open
General eligible purchases
2 ThankYou Points per 1 USD
General eligible purchases
Shopping & other cards
AT&T
Personal
AT&T Points Plus Card from Citi
Mastercard · Open
General eligible purchases
1 ThankYou point per 1 USD
General eligible purchases
Costco
Personal
Costco Anywhere Visa Card by Citi
Visa · Open
General eligible purchases
1 Cash back per 1 USD
General eligible purchases
Business
Costco Anywhere Visa Business Card by Citi
Visa · Open
General eligible purchases
1 Cash back per 1 USD
General eligible purchases
Shop Your Way
Personal
Shop Your Way Mastercard
Mastercard · Open
General eligible purchases
1 Shop Your Way point per 1 USD
General eligible purchases
How earning works
Eligible spend on a directly participating card
1 ThankYou Point per 1 USD
What counts: Eligible purchases on a directly participating product
Does not count: Fees, returns, cash equivalents, and product-specific exclusions
Pricing rules matter more than the word “free,” which is doing heroic work in most loyalty brochures.
Travel cards
Personal
Citi Strata Premier Card
Mastercard · Open
USD 100 annual hotel benefit
Receive USD 100 off one eligible hotel stay of USD 500 or more, excluding taxes and fees, once per calendar year.
Book through cititravel.com or the stated Citi Travel telephone channel · Benefit is applied at booking
Ways to redeem
Issuer travel booking
Value and availability depend on the eligible product and booking channel
Search: Official issuer travel or rewards portal
Online: Available
Phone: Limited
Cash or statement credit
Value depends on the currency, product, and selected redemption
Search: Official rewards account
Online: Available
Phone: Limited
The useful question is not whether a partnership exists. It is where you can earn, where you can transfer, and which footnote is waiting to spoil the headline.
Partner directory
Airline transfer partners
Airline programs currently available through the featured currency's governed transfer channel.
- Aeromexico Rewards
- Air France-KLM Flying Blue
- American Airlines AAdvantage
- Avianca LifeMiles
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Guest
- EVA Air Infinity MileageLands
- JetBlue TrueBlue
- Qantas Frequent Flyer
- Qatar Airways Privilege Club
- Singapore Airlines KrisFlyer
- Thai Airways Royal Orchid Plus
- Turkish Airlines Miles&Smiles
- Virgin Atlantic Flying Club
Hotel transfer partners
Hotel programs currently available through the featured currency's governed transfer channel.
- Choice Privileges
- The Leading Hotels of the World Leaders Club
- Wyndham Rewards