Bank of America Travel Rewards
Bank of America's rewards portfolio includes proprietary travel and cash products alongside airline, cruise, and affinity cards with separate currencies.
Product-level rules and Preferred Rewards eligibility determine earning and redemption; issuer affiliation does not create a common transferable currency.
The owner, currency, and rules of entry. Administrative essentials, mercifully without the brochure.
- Parent organization
- Bank of America, N.A.
- Program currency
- Bank of America rewards
- Program status
- Active
- Primary market
- United States
- Enrollment eligibility
- Participation requires an eligible issuer product or account under the current program terms.
- Enrollment cost
- No separate program enrollment fee; card and account fees remain product-specific.
- Official program links
- Homepage ↗Program terms ↗
- Last updated
- Aug 7, 2026
A bank may issue the plastic, but the currency still decides what you actually own. Cards are grouped by purpose, partner, and audience—with no points casually reassigned by typography.
Card portfolio
Airline cards
Allegiant Allways Rewards
Personal
Allways Rewards Visa Card
Visa · Open
- Earns
- Allways Rewards points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 59
Atmos Rewards
Personal
Atmos Rewards Ascent Visa Signature Credit Card
Visa · Open
- Earns
- Atmos Rewards points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 95
Atmos Rewards Summit Visa Infinite Credit Card
Visa · Open
- Earns
- Atmos Rewards points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 395
Business
Atmos Rewards Visa Signature Business Card
Visa · Open
- Earns
- Atmos Rewards points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 70
Flying Blue
Personal
Air France KLM World Elite Mastercard
Mastercard · Open
- Earns
- Flying Blue miles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 89
Free Spirit
Personal
Free Spirit Travel Mastercard
Mastercard · Open
- Earns
- Free Spirit points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 0
Free Spirit Travel More Mastercard
Mastercard · Open
- Earns
- Free Spirit points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 79
Travel cards
Personal
Bank of America Travel Rewards Credit Card
Visa · Open
- Earns
- Bank of America rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 0
Bank of America Premium Rewards Credit Card
Visa · Open
- Earns
- Bank of America rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 95
Bank of America Premium Rewards Elite Credit Card
Visa · Open
- Earns
- Bank of America rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 550
Business
Business Advantage Travel Rewards World Mastercard
Mastercard · Open
- Earns
- Bank of America rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 0
Cash back cards
Personal
Bank of America Customized Cash Rewards Credit Card
Visa · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Bank of America Unlimited Cash Rewards Credit Card
Visa · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Business
Business Advantage Customized Cash Rewards Mastercard
Mastercard · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Business Advantage Unlimited Cash Rewards Mastercard
Mastercard · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Shopping & other cards
Celebrity Cruises
Personal
Celebrity Cruises Visa Signature Card
Visa · Open
- Earns
- MyCruise points
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Royal Caribbean
Personal
Royal Caribbean Visa Signature Card
Visa · Open
- Earns
- MyCruise points
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
The headline rate is only half the story. What counts—and what quietly does not—is where the arithmetic gets interesting.
Airline cards
Allegiant Allways Rewards
Personal
Allways Rewards Visa Card
Visa · Open
General eligible purchases
1 Allways Rewards point per 1 USD
General eligible purchases
Atmos Rewards
Personal
Atmos Rewards Ascent Visa Signature Credit Card
Visa · Open
General eligible purchases
1 Atmos Rewards point per 1 USD
General eligible purchases
Atmos Rewards Summit Visa Infinite Credit Card
Visa · Open
General eligible purchases
1 Atmos Rewards point per 1 USD
General eligible purchases
Business
Atmos Rewards Visa Signature Business Card
Visa · Open
General eligible purchases
1 Atmos Rewards point per 1 USD
General eligible purchases
Flying Blue
Personal
Air France KLM World Elite Mastercard
Mastercard · Open
General eligible purchases
1 Flying Blue mile per 1 USD
General eligible purchases
Free Spirit
Personal
Free Spirit Travel Mastercard
Mastercard · Open
General eligible purchases
1 Free Spirit point per 1 USD
General eligible purchases
Free Spirit Travel More Mastercard
Mastercard · Open
General eligible purchases
1 Free Spirit point per 1 USD
General eligible purchases
Travel cards
Personal
Bank of America Travel Rewards Credit Card
Visa · Open
General eligible purchases
1.5 Bank of America rewards points per 1 USD
General eligible purchases
Bank of America Premium Rewards Credit Card
Visa · Open
Travel
2 Bank of America rewards points per 1 USD
Eligible travel purchases
Dining
2 Bank of America rewards points per 1 USD
Eligible dining purchases
All other eligible purchases
1.5 Bank of America rewards points per 1 USD
All other eligible purchases
Bank of America Premium Rewards Elite Credit Card
Visa · Open
General eligible purchases
1.5 Bank of America rewards points per 1 USD
General eligible purchases
Business
Business Advantage Travel Rewards World Mastercard
Mastercard · Open
General eligible purchases
1.5 Bank of America rewards points per 1 USD
General eligible purchases
Cash back cards
Personal
Bank of America Customized Cash Rewards Credit Card
Visa · Open
General eligible purchases
1 Cash back per 1 USD
General eligible purchases
Bank of America Unlimited Cash Rewards Credit Card
Visa · Open
General eligible purchases
1.5 Cash back per 1 USD
General eligible purchases
Business
Business Advantage Customized Cash Rewards Mastercard
Mastercard · Open
General eligible purchases
1 Cash back per 1 USD
General eligible purchases
Business Advantage Unlimited Cash Rewards Mastercard
Mastercard · Open
General eligible purchases
1.5 Cash back per 1 USD
General eligible purchases
Shopping & other cards
Celebrity Cruises
Personal
Celebrity Cruises Visa Signature Card
Visa · Open
General eligible purchases
1 MyCruise point per 1 USD
General eligible purchases
Royal Caribbean
Personal
Royal Caribbean Visa Signature Card
Visa · Open
General eligible purchases
1 MyCruise point per 1 USD
General eligible purchases
How earning works
Eligible spend on a directly participating card
1.5 Bank of America rewards points per 1 USD
What counts: Eligible purchases on a directly participating product
Does not count: Fees, returns, cash equivalents, and product-specific exclusions
Pricing rules matter more than the word “free,” which is doing heroic work in most loyalty brochures.
Travel cards
Personal
Bank of America Premium Rewards Credit Card
Visa · Open
Annual airline incidental credit
Receive up to USD 100 in statement credits each year for qualifying airline incidental purchases.
Eligible charges include specified seat, baggage, inflight, and lounge fees
Global Entry or TSA PreCheck credit
Receive up to USD 100 in statement credits for an eligible Global Entry or TSA PreCheck application fee every four years.
Charge the eligible application fee to the card
Ways to redeem
Issuer travel booking
Value and availability depend on the eligible product and booking channel
Search: Official issuer travel or rewards portal
Online: Available
Phone: Limited
Cash or statement credit
Value depends on the currency, product, and selected redemption
Search: Official rewards account
Online: Available
Phone: Limited