Amex Membership Rewards
Membership Rewards is American Express's transferable currency; the wider Amex portfolio also contains airline, hotel, cash-back, and merchant cards that earn different rewards.
Eligible Membership Rewards products feed the transferable account, while co-branded products retain their partner currencies and redemption rules.
The owner, currency, and rules of entry. Administrative essentials, mercifully without the brochure.
- Parent organization
- American Express
- Program currency
- Membership Rewards points
- Program status
- Active
- Primary market
- United States
- Enrollment eligibility
- Participation requires an eligible issuer product or account under the current program terms.
- Enrollment cost
- No separate program enrollment fee; card and account fees remain product-specific.
- Official program links
- Homepage ↗Program terms ↗
- Last updated
- Aug 7, 2026
A bank may issue the plastic, but the currency still decides what you actually own. Cards are grouped by purpose, partner, and audience—with no points casually reassigned by typography.
Card portfolio
Airline cards
Delta SkyMiles
Personal
Delta SkyMiles Blue American Express Card
American Express · Open
- Earns
- Delta SkyMiles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 0
Delta SkyMiles Gold American Express Card
American Express · Open
- Earns
- Delta SkyMiles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 150
Delta SkyMiles Platinum American Express Card
American Express · Open
- Earns
- Delta SkyMiles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 350
Delta SkyMiles Reserve American Express Card
American Express · Open
- Earns
- Delta SkyMiles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 650
Business
Delta SkyMiles Gold Business American Express Card
American Express · Open
- Earns
- Delta SkyMiles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 150
Delta SkyMiles Platinum Business American Express Card
American Express · Open
- Earns
- Delta SkyMiles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 350
Delta SkyMiles Reserve Business American Express Card
American Express · Open
- Earns
- Delta SkyMiles
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 650
Hotel cards
Hilton Honors
Personal
Hilton Honors American Express Card
American Express · Open
- Earns
- Hilton Honors points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 0
Hilton Honors American Express Surpass Card
American Express · Open
- Earns
- Hilton Honors points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 150
Hilton Honors American Express Aspire Card
American Express · Open
- Earns
- Hilton Honors points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 550
Business
Hilton Honors American Express Business Card
American Express · Open
- Earns
- Hilton Honors points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 195
Marriott Bonvoy
Personal
Marriott Bonvoy Bevy American Express Card
American Express · Open
- Earns
- Marriott Bonvoy points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 250
Marriott Bonvoy Brilliant American Express Card
American Express · Open
- Earns
- Marriott Bonvoy points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 650
Business
Marriott Bonvoy Business American Express Card
American Express · Open
- Earns
- Marriott Bonvoy points
- Program relationship
- Earns the named partner currency, not the featured bank currency.
- Annual fee
- USD 125
Travel cards
Personal
American Express Green Card
American Express · Open
- Earns
- Membership Rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 150
American Express Gold Card
American Express · Open
- Earns
- Membership Rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 325
The Platinum Card from American Express
American Express · Open
- Earns
- Membership Rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 895
Business
Blue Business Plus Credit Card from American Express
American Express · Open
- Earns
- Membership Rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 0
Business Green Rewards Card from American Express
American Express · Open
- Earns
- Membership Rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 95
American Express Business Gold Card
American Express · Open
- Earns
- Membership Rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 375
Business Platinum Card from American Express
American Express · Open
- Earns
- Membership Rewards points
- Program relationship
- Directly earns the featured program currency.
- Annual fee
- USD 895
Cash back cards
Personal
Blue Cash Everyday Card from American Express
American Express · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Blue Cash Preferred Card from American Express
American Express · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 95
Business
American Express Business Cash Unlimited Card
American Express · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Blue Business Cash Card from American Express
American Express · Open
- Earns
- Cash back
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Shopping & other cards
Amazon
Business
Amazon Business American Express Card
American Express · Open
- Earns
- Amazon rewards
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Amazon Business Prime American Express Card
American Express · Open
- Earns
- Amazon rewards
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
Lowe's
Business
Lowe's Business Rewards Card from American Express
American Express · Open
- Earns
- Lowe's Business Rewards points
- Program relationship
- Part of the issuer portfolio; it does not directly earn the featured program currency.
- Annual fee
- USD 0
The headline rate is only half the story. What counts—and what quietly does not—is where the arithmetic gets interesting.
Airline cards
Delta SkyMiles
Personal
Delta SkyMiles Blue American Express Card
American Express · Open
General eligible purchases
1 Delta SkyMiles per 1 USD
General eligible purchases
Delta SkyMiles Gold American Express Card
American Express · Open
General eligible purchases
1 Delta SkyMiles per 1 USD
General eligible purchases
Delta SkyMiles Platinum American Express Card
American Express · Open
General eligible purchases
1 Delta SkyMiles per 1 USD
General eligible purchases
Delta SkyMiles Reserve American Express Card
American Express · Open
General eligible purchases
1 Delta SkyMiles per 1 USD
General eligible purchases
Business
Delta SkyMiles Gold Business American Express Card
American Express · Open
General eligible purchases
1 Delta SkyMiles per 1 USD
General eligible purchases
Delta SkyMiles Platinum Business American Express Card
American Express · Open
General eligible purchases
1 Delta SkyMiles per 1 USD
General eligible purchases
Delta SkyMiles Reserve Business American Express Card
American Express · Open
General eligible purchases
1 Delta SkyMiles per 1 USD
General eligible purchases
Hotel cards
Hilton Honors
Personal
Hilton Honors American Express Card
American Express · Open
General eligible purchases
3 Hilton Honors points per 1 USD
General eligible purchases
Hilton Honors American Express Surpass Card
American Express · Open
General eligible purchases
3 Hilton Honors points per 1 USD
General eligible purchases
Hilton Honors American Express Aspire Card
American Express · Open
General eligible purchases
3 Hilton Honors points per 1 USD
General eligible purchases
Business
Hilton Honors American Express Business Card
American Express · Open
General eligible purchases
3 Hilton Honors points per 1 USD
General eligible purchases
Marriott Bonvoy
Personal
Marriott Bonvoy Bevy American Express Card
American Express · Open
General eligible purchases
2 Marriott Bonvoy points per 1 USD
General eligible purchases
Marriott Bonvoy Brilliant American Express Card
American Express · Open
General eligible purchases
2 Marriott Bonvoy points per 1 USD
General eligible purchases
Business
Marriott Bonvoy Business American Express Card
American Express · Open
General eligible purchases
2 Marriott Bonvoy points per 1 USD
General eligible purchases
Travel cards
Personal
American Express Green Card
American Express · Open
General eligible purchases
1 Membership Rewards point per 1 USD
General eligible purchases
American Express Gold Card
American Express · Open
Prepaid hotels
5 Membership Rewards points per 1 USD
Eligible prepaid hotel reservations
Book through: AmexTravel.com or the Amex Travel App
Restaurants worldwide
4 Membership Rewards points per 1 USD
Eligible restaurant purchases worldwide
Up to USD 50,000 in purchases per calendar year, then 1 point per USD
U.S. supermarkets
4 Membership Rewards points per 1 USD
Eligible purchases at U.S. supermarkets
Up to USD 25,000 in purchases per calendar year, then 1 point per USD
Flights
3 Membership Rewards points per 1 USD
Eligible scheduled passenger airfare
Book through: Directly with airlines, AmexTravel.com, or the Amex Travel App
Prepaid car rentals and cruises
2 Membership Rewards points per 1 USD
Eligible prepaid car rentals and eligible cruise reservations
Book through: AmexTravel.com or the Amex Travel App
All other eligible purchases
1 Membership Rewards point per 1 USD
All other eligible purchases
The Platinum Card from American Express
American Express · Open
Flights
5 Membership Rewards points per 1 USD
Eligible scheduled passenger airfare
Book through: Directly with airlines or through American Express Travel
Up to USD 500,000 in purchases per calendar year
Prepaid hotels
5 Membership Rewards points per 1 USD
Eligible prepaid hotel reservations
Book through: American Express Travel
All other eligible purchases
1 Membership Rewards point per 1 USD
All other eligible purchases
Business
Blue Business Plus Credit Card from American Express
American Express · Open
General eligible purchases
2 Membership Rewards points per 1 USD
General eligible purchases
Business Green Rewards Card from American Express
American Express · Open
General eligible purchases
1 Membership Rewards point per 1 USD
General eligible purchases
American Express Business Gold Card
American Express · Open
General eligible purchases
1 Membership Rewards point per 1 USD
General eligible purchases
Business Platinum Card from American Express
American Express · Open
General eligible purchases
1 Membership Rewards point per 1 USD
General eligible purchases
Cash back cards
Personal
Blue Cash Everyday Card from American Express
American Express · Open
General eligible purchases
1 Cash back per 1 USD
General eligible purchases
Blue Cash Preferred Card from American Express
American Express · Open
General eligible purchases
1 Cash back per 1 USD
General eligible purchases
Business
American Express Business Cash Unlimited Card
American Express · Open
General eligible purchases
2 Cash back per 1 USD
General eligible purchases
Blue Business Cash Card from American Express
American Express · Open
General eligible purchases
2 Cash back per 1 USD
General eligible purchases
Shopping & other cards
Amazon
Business
Amazon Business American Express Card
American Express · Open
General eligible purchases
1 Amazon rewards per 1 USD
General eligible purchases
Amazon Business Prime American Express Card
American Express · Open
General eligible purchases
1 Amazon rewards per 1 USD
General eligible purchases
Lowe's
Business
Lowe's Business Rewards Card from American Express
American Express · Open
General eligible purchases
1 Lowe's Business Rewards point per 1 USD
General eligible purchases
How earning works
Eligible spend on a directly participating card
1 Membership Rewards point per 1 USD
What counts: Eligible purchases on a directly participating product
Does not count: Fees, returns, cash equivalents, and product-specific exclusions
Pricing rules matter more than the word “free,” which is doing heroic work in most loyalty brochures.
Travel cards
Personal
The Platinum Card from American Express
American Express · Open
Global Entry or TSA PreCheck fee credit
Receive a statement credit for one eligible Global Entry or TSA PreCheck application fee at the program's stated renewal interval.
Charge the eligible application fee to the Platinum Card · Program enrollment and renewal rules apply
Ways to redeem
Issuer travel booking
Value and availability depend on the eligible product and booking channel
Search: Official issuer travel or rewards portal
Online: Available
Phone: Limited
Cash or statement credit
Value depends on the currency, product, and selected redemption
Search: Official rewards account
Online: Available
Phone: Limited
The useful question is not whether a partnership exists. It is where you can earn, where you can transfer, and which footnote is waiting to spoil the headline.
Partner directory
Airline transfer partners
Airline programs currently available through the featured currency's governed transfer channel.
- Aer Lingus AerClub
- Aeromexico Rewards
- Air Canada Aeroplan
- Air France-KLM Flying Blue
- ANA Mileage Club
- Avianca LifeMiles
- British Airways Club
- Cathay Pacific Asia Miles
- Delta SkyMiles
- Emirates Skywards
- Etihad Guest
- Iberia Club
- JetBlue TrueBlue
- Qantas Frequent Flyer
- Qatar Airways Privilege Club
- Singapore Airlines KrisFlyer
- Virgin Atlantic Flying Club
Hotel transfer partners
Hotel programs currently available through the featured currency's governed transfer channel.
- Hilton Honors
- Marriott Bonvoy