Compare

Two programs enter. One earns your points.

The match-ups travelers lose sleep over, settled with the facts that actually decide them. More comparisons — and a build-your-own tool — are on the way.

Airlines

United MileagePlus vs Air Canada Aeroplan

Two Star Alliance heavyweights for business class to Europe. Same seats, different rules.

United MileagePlusAir Canada Aeroplan

Award pricing

Dynamic on United metalDistance-based chart

Fuel surcharges

None on any partnerNone on most partners

Stopovers

Excursionist Perk (1 free segment)Paid stopover for 5,000 points

Transfers from

Chase, BiltAmex, Chase, Capital One, Bilt

The verdict

Aeroplan wins for complex routings and stopovers; United wins for simplicity and last-minute Star Alliance space.

Hotels

World of Hyatt vs Marriott Bonvoy

The connoisseur's chart versus the world's biggest footprint.

World of HyattMarriott Bonvoy

Award pricing

Published award chartFully dynamic

Value per point

~1.7–2.5¢~0.7¢

Footprint

Smaller, curatedEnormous (8,000+ hotels)

5th night free

No, but low chart ratesYes, on points stays

The verdict

Hyatt for aspirational value and predictability; Marriott for coverage and finding a room anywhere.

Banks & Currencies

Chase Ultimate Rewards vs Amex Membership Rewards

The two most valuable flexible currencies, and where each pulls ahead.

Chase Ultimate RewardsAmex Membership Rewards

Standout partner

World of Hyatt (1:1)ANA, Aeroplan, Virgin

Transfer bonuses

RareFrequent

Hotel value

Hyatt is a killer appWeaker hotel transfers

Airline breadth

Solid, focusedBroadest list

The verdict

Chase for Hyatt and United; Amex for airline breadth and bonus-chasing. Most serious travelers hold both.

Airlines

Virgin Atlantic Flying Club vs Air France/KLM Flying Blue

Two transferable-from-everywhere programs with very different sweet spots.

Virgin Atlantic Flying ClubAir France/KLM Flying Blue

Signature redemption

ANA First to TokyoPromo Rewards to Europe

Award pricing

Zone-based chartDynamic + monthly promos

Fuel surcharges

High on some partnersVaries by route

Transfers from

Amex, Chase, Citi, Cap One, BiltAmex, Chase, Citi, Cap One, Bilt

The verdict

Virgin for the ANA first-class unicorn; Flying Blue for flexible, frequently-discounted business class to Europe.